Do you or the spouse you’re divorcing have a Thrift Savings Plan? This is a tax-deferred retirement account for members of the military and federal employees, similar to 401k plans offered by private employers. Participants add to their accounts through regular payroll deductions and the money is placed in investment funds to grow over time....
Part One of this blog discussed your possible entitlement to Social Security benefits based on your former spouse’s earnings record instead of your own earnings record. Being entitled to collect Social Security benefits on a former spouse’s earnings record does not automatically mean that it is the best financial planning idea. Many factors come into...
Most parents have never heard of COPPA, a federal law passed in 1998 and still in effect today. COPPA is the Children’s Online Privacy Protection Act. It requires the Federal Trade Commission to enact and enforce regulations that protect the privacy of information provided to internet sites and social media apps geared to children under...
We read almost daily about the negative impact of social media on children — cyberbullying, defriending, sexting —- is there anything positive to be said? The good news answer is yes, according to some research. According to one study, 52 percent of teens using social media reported it as a benefit to their friendships. Reassuringly, only...
Florida has recently joined the lone state of Ohio in allowing lawyers to advertise and solicit prospective new clients by text. The Florida Bar’s decision to allow text solicitation of prospective new business came as a surprise to many lawyers and non-lawyers alike. In the past, the Florida Bar has often adopted a “just say no”...
If you’ve been summoned to appear in court as a witness, or must make an appearance for your family law case, it’s understandable that you may be feeling a little nervous. Everyone will be looking at you and listening to your words. How you appear and what you say – and maybe as importantly, how...
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